Student Loan Programs

Welcome to the Kuyper College Student Loan Programs section of our website. Kuyper College participates in the Federal Direct Education Loan Program and other various alternative loan programs. 

For students who are attending Kuyper College and have not borrowed before, Federal Direct Stafford loans are based on financial need as determined by the Free Application for Federal Student Aid (FAFSA).

Your Estimated Award Letter which you receive from Kuyper College's Financial Aid Office (FAO) provides you with the maximum amount you may borrow for the academic school year. This amount will either be unsubsidized or subsidized, based on your need. Unsubsidized means you, rather than the federal government, will be responsible for the interest while you are in school; where as subsidized means the federal government, rather than you, will be responsible for the interest while you are in school.   

Federal Direct Stafford Loans

1. Complete Federal Entrance Counseling

First-time borrowers are required to complete Federal Entrance Counseling. This process will give you, the borrower, important information about your rights and responsibilities as you take out a Federal Direct Stafford loan. It is legally required and should be completed by you, the student. We require you to take Federal Entrance Counseling now before applying for your loan.  Once you complete Federal Entrance Counseling, proceed to step 2.

Link to Federal Entrance Counseling

2. Complete your Stafford Loan application

When applying for a Direct Federal Stafford loan the borrower is agreeing to repay the borrowed funds, plus applicable interest and fees. While Kuyper College will list the maximum loan you may borrow on your financial aid package, we strongly urge that you to not borrow more than you need. This will direct you to the site that provides access to the Federal Direct Stafford Loan program.

Federal Stafford Direct Lending Program
 Student Loan Selector

3. Complete Parent PLUS Loans

If you still have additional funding needs, parents can borrow on behalf of their dependant student through the Federal Direct PLUS Loan Program or students can borrow directly through alternative lending programs with a qualified co-signer.   This will direct you to the site that provides access to the Federal PLUS Loan Program.

 Federal Direct Lending Program
 Federal PLUS Loan Selector

TITLE IV Program - School Code of Conduct Policy

4. Alternative Loans

Alternative loans are available to help students meet educational costs not covered by federal, state, institutional or personal resources. These loans are provided by private lending institutions, as opposed to the federal government and require a credit check, a low debt-to-income ratio and typically a co-signer. If you decide to take out an alternative loan please select from our list of alternative lenders. A comparison chart complete with borrower benefits is available in order to help you select a lender that will best suit your needs. Please be aware that most alternative loan repayments typically begin within 60 days of first disbursement. The amount of your alternative loan will be reflected on your student billing statement from Kuyper College's Business Office. It is important to note that you should borrow enough to cover your school's balance for the entire academic year (fall and winter semester). Alternative loans require reapplication and a new promissory note each year.

Alternative Loan Selector  

If you have questions regarding loan programs please contact the Kuyper College Financial Aid Office.