Student Loan Programs

Welcome to the Kuyper College Student Loan Programs section of our website. Kuyper College participates in the Federal Direct Education Loan Program and other various alternative loan programs. 

For students who are attending Kuyper College and have not borrowed before, Federal Direct Stafford loans are based on financial need as determined by the Free Application for Federal Student Aid (FAFSA).

Your Estimated Financial Aid Award Letter, which you receive from Kuyper College's Financial Aid Office (FAO), provides you with the maximum amount you may borrow for the academic school year. This amount will either be unsubsidized or subsidized, based on your need. Unsubsidized means you, rather than the federal government, will be responsible for the interest while you are in school; where as subsidized means the federal government, rather than you, will be responsible for the interest while you are in school.   

Federal Direct Stafford Loans

1. Complete Federal Entrance Counseling

First-time borrowers are required to complete Federal Entrance Counseling. This process will give you, the borrower, important information about your rights and responsibilities as you take out a Federal Direct Stafford loan. It is legally required and should be completed by you, the student. We require you to take Federal Entrance Counseling now before applying for your loan.  Once you complete Federal Entrance Counseling, proceed to step 2 below.

Entrance Counseling - Federal Direct Stafford Loan

2. Complete your Federal Direct Stafford Loan application

When applying for a Federal Direct Federal Stafford loan, the borrower is agreeing to repay the borrowed funds, plus applicable interest and fees. While Kuyper College will list the maximum loan you may borrow on your financial aid package, we strongly urge that you do not borrow more than you need. The link below will direct you to the site that provides access to the Federal Direct Stafford Loan application. You will be required to log-in with your four digit PIN as you begin this process. Select Direct Student Loan Web Site Directions to locate the links needed to proceed to the Federal Direct Stafford and PLUS Loan Master Promissory Note.

Federal Direct Stafford Loan Application
 

3. Complete Parent PLUS Loan application

If you still have additional funding needs, parents can borrow on behalf of their dependant student through the Federal Direct PLUS Loan Program. If the parent is denied a PLUS loan, the student will be eligible to borrow in the Federal Direct Unsubsidized Stafford Loan Program.  The link below will direct you to the site that provides access to the Federal Direct PLUS Loan application. You will be required to log-in with your four digit PIN to begin the loan application process.Select Direct PLUS Loan Web Site Directions to locate the links needed to proceed to the Federal Direct Stafford and PLUS Loan Master Promissory Note. The Federal Direct PLUS Loan Request Form will need to be completed and provided to the Financial Aid Office in order for us to certiy the PLUS Loan request.

 Federal Direct PLUS Loan Application 
 Federal Direct PLUS Loan Request Form
 

TITLE IV Program - School Code of Conduct Policy

4. Alternative Private Loans

Alternative loans are available to help students meet educational costs not covered by federal, state, institutional or personal resources. These loans are provided by private lending institutions, as opposed to the federal government and require a credit check, a low debt-to-income ratio and typically a co-signer. If you decide to take out an alternative loan please select from our list of alternative lenders. A comparison chart complete with borrower benefits is available in order to help you select a lender that will best suit your needs. Please be aware that most alternative loan repayments typically begin within 60 days of first disbursement. The amount of your alternative loan will be reflected on your student billing statement from Kuyper College's Business Office. It is important to note that you should borrow enough to cover your school's balance for the entire academic year (fall and winter semester). Alternative loans require reapplication and a new promissory note each year.

Additional Alternative Private Loan Information
Alternative Private Loan Self Certification Form  

If you have questions regarding loan programs please contact the Kuyper College Financial Aid Office.